DebtorWise Foundation is a nonprofit organization that offers an affordable on-line debtor education certification course that is approved by the Office of the U.S. Trustees.
Debtor Education Course
PLEASE NOTE: This is the SECOND "post-filing" Course required for the completion of your bankruptcy petition. In order to log-on to the course, you must have your Bankruptcy Case ID Number.| Simple | Convenient | Fast | User-Friendly |
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Get Your Certificate Today!
- In order to successfully discharge your debts, a mandated after-filing education course is needed: This easy to use on-line course will give you the necessary requirements to fulfill your debtor education course needs to get your discharge approved.
Customer Support: (800) 849-3036
Hours of Operation:
Monday - Friday: 8:00am - 11:00pm Eastern Time
Why Is Debtor Education Mandatory?
The Bankruptcy Abuse Prevention and Consumer Protection Act in 2005 ushered in a new set of rules for bankruptcy filers. One of the new requirements is to complete a financial education course (labeled a debtor education course) AFTER someone has filed for bankruptcy but BEFORE someone is allowed to discharge his or her debts. The Department of Justice's Trustee Program approves organizations to offer debtor education.
Important information from the Department of Justice U.S. Trustees Program
A debtor education course by an approved provider should include information on developing a budget, managing money, using credit wisely, and other financial resources. The debtor education session will typically last roughly 2 hours. Once you have completed the required debtor education course, you will receive a certificate as proof of completion. This certificate is SEPARATE from the certificate you received after completing your pre-filing credit counseling.
DebtorWise Foundation is approved by the Office of the United States Trustee to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of an agency's services. Our Bankruptcy Education Program course is approved in ALL states except for Alabama, Massachusetts, North Carolina, and Oregon